The core of the firm’s bearish thesis centers on a massive pool of routine, low-complexity insurance policies. The BofA analysts, Joshua Shanker, Joseph Tumillo, Cyril Onyango, and Fatima Keita, looked at just six major carriers catering to small businesses and personal lines: Travelers, Hartford, Progressive, Cincinnati Financial, Hanover, and Selective. From these six companies alone, BofA identified over $15 billion in commissions paid to independent agents in 2025 that largely skew toward low-complexity risks.
When people go live on Substack or other platforms, the videos get added to their feeds with auto-generated thumbnails. I'll be scrolling and sometimes the blurry resting face of a journalist I used to work with will suddenly pop up. I always enjoy that. There's a culture on Substack, too, of creating "hidden open threads" for only those who know how to find them to add comments. I see all of those, just by being an RSS reader.
，这一点在91视频中也有详细论述
小米方面透露，新的一年，小米汽车将筹建小米汽车安全顾问委员会，将向全国各大专院校、科研院所的车辆安全专家，以及曾经参与过国家事务调查召回的专家发出邀请，请他们来为小米汽车的安全进行多角度评估和把关。此外，小米汽车还希望建立公众安全沟通机制，与车主、媒体、专家定期沟通，为小米汽车安全出谋划策，预计今年上半年将召开一期活动。（界面新闻）
尽管2025年，荣耀遭遇换帅风波，并且高层动荡，但公司对于AI的重视却有增无减。2025年3月举办的MWC 2025上，刚刚履新荣耀CEO的李健发布“阿尔法战略”，宣布荣耀将从智能手机制造商向全球领先的AI终端生态公司转型。